West Virginia CHIP: Children's Health Coverage & How to Apply
Last updated: June 2026
WVCHIP (West Virginia CHIP) provides low-cost or free health coverage for children through the West Virginia Department of Human Services. This guide explains who qualifies, what is covered, and how to apply using official West Virginia resources.
What is CHIP in West Virginia?
The Children's Health Insurance Program (CHIP) offers affordable health coverage to children in families who earn too much to qualify for Medicaid but still need help affording care. In West Virginia, this coverage is administered through WVCHIP (West Virginia CHIP) by the West Virginia Department of Human Services.
Who is eligible?
Eligibility is based on the child's age, household income, and family size. Most applicants are assessed using MAGI (Modified Adjusted Gross Income) compared to the Federal Poverty Level. CHIP generally covers children up to age 19, and some states also cover pregnant women. Income limits vary and are updated each year, so confirm current limits with the official source below.
What does CHIP cover?
- Routine check-ups and well-child visits
- Immunizations and preventive care
- Doctor visits and specialist care
- Prescriptions
- Dental and vision care
- Hospital and emergency services
- Laboratory and X-ray services
Exact covered benefits vary by plan. Review your plan materials or the official source for details.
How to apply
- Online: Through the West Virginia state benefits portal or HealthCare.gov.
- By phone: Call 1-877-982-2447.
- By mail or in person: At a local West Virginia office.
Have proof of income, your child's identity, residency, and household size ready before you apply.
Not sure which benefits your family qualifies for?
Benefit Guardian helps you check eligibility for CHIP, Medicaid, SNAP, and other programs in one place.
Official source
For the most current eligibility rules, income limits, and applications, use the official sources: