NJ ANCHOR 2025: Amounts, Nov. 2, 2026 Deadline & Payment Status

What is ANCHOR?

ANCHOR is administered by the New Jersey Division of Taxation. It is separate from Senior Freeze and Stay NJ. See the Division’s ANCHOR program page.

2025 ANCHOR benefit amounts

The Division bases these amounts on 2025 New Jersey gross income from NJ-1040 line 29. You may qualify only if the state confirms you meet all rules.

Homeowners

• $150,000 or less: $1,500.
• $150,001 to $250,000: $1,000.
• Above $250,000: not eligible.

There is no homeowner age tier. A homeowner age 65 or older who does not need to file an NJ tax return, or did not claim the $50 Property Tax Credit, will have that $50 credit added to the ANCHOR payment.

Renters / tenants

Renters with 2025 New Jersey gross income above $150,000 are not eligible.

• Age 64 or younger: $450.
• Age 65 or older by December 31, 2025: $700. This includes a $250 senior addition: $450 + $250 = $700.

New Jersey renters age 65 or older who are not required to file an NJ-1040 and did not claim the $50 Property Tax Credit will have that credit included in the ANCHOR payment.

The total of all property tax relief benefits cannot exceed the property taxes paid on the main home. See the Division’s calculation rules.

2025 application dates

Benefit Confirmation Letters were mailed August 10, 2026 to most homeowners under 65 and most renters whose applications were filed automatically.

Payments began on a rolling basis September 15, 2026, usually within 90 days of filing.

The deadline to change banking details, request a paper check, or report an incorrect property was September 15, 2026. That date has passed.

The filing deadline for the 2025 application is November 2, 2026.

Do I need to file myself?

It depends on whether you own or rent and on your age, according to the NJ Division of Taxation’s filing information:

• Homeowners age 65 or older, or receiving Social Security Disability or Railroad Retirement Disability benefits: yes. The Division does not file for you. File the combined Application for Property Tax Relief (Form PAS-1) by November 2, 2026.
• Homeowners under 65 and not receiving those disability benefits: the Division filed for most eligible homeowners and mailed an ANCHOR Benefit Confirmation Letter on August 10, 2026. If you got that letter, you do not need to file again. If you did not get one and you may be eligible, file by November 2, 2026.
• Renters of any age, including those 65 or older or receiving disability benefits: the Division filed for most eligible renters and mailed confirmation letters on August 10, 2026. No letter? You can file yourself by November 2, 2026.

Income limits for the 2025 benefit: New Jersey gross income (NJ-1040 line 29) of $250,000 or less for homeowners and $150,000 or less for renters. The home must have been your main home on October 1, 2025. When you file online, you verify your identity through ID.me; the Division no longer requires an ID/PIN (source).

Add the November 2 deadline to your calendar with reminders a week and a day before: Google Calendar · Apple, Outlook or other calendar (.ics). Nothing is collected; the reminder lives only in your calendar.

Check your 2025 ANCHOR status

The NJ Division of Taxation runs an official status lookup for 2025 ANCHOR applications at propertytaxreliefstatus.nj.gov. Payments began on a rolling basis starting September 15, 2026, usually within 90 days of filing, according to the Division.

How to apply

Seniors and people receiving Social Security or Railroad Retirement disability benefits file the combined Application for Property Tax Relief (Form PAS-1), which covers ANCHOR, Senior Freeze, and Stay NJ. Most other eligible filers under 65 have their ANCHOR application (Form ANC-1) auto-filed and receive a confirmation letter. If yours is not auto-filed, you can apply online or by mailing the ANC-1 form.

Official source: NJ Division of Taxation — ANCHOR Program →

Paper filers receive a paper check; online filers can choose a paper check or direct deposit (NJ Division of Taxation).

Frequently asked questions