Texas CHIP: Children's Health Insurance & How to Apply
Last updated: June 2026
In Texas, the Children's Health Insurance Program (CHIP) is administered by the Texas Health and Human Services Commission (HHSC), providing low-cost health coverage to children in families who earn too much for Medicaid but cannot afford private insurance.
What is CHIP in Texas?
Texas CHIP provides comprehensive health coverage for children up to age 19, including checkups, prescriptions, and dental and vision care. Families may pay a small annual enrollment fee and co-pays based on income.
Who is eligible?
CHIP covers children up to age 19 in families that earn too much to qualify for Medicaid but still need affordable coverage. Income limits depend on family size and are higher than for adult Medicaid. Some families pay a small enrollment fee or co-pay. Income limits vary, so check the official source below for current thresholds.
What does CHIP cover?
- Regular checkups and well-child visits
- Immunizations and preventive care
- Prescriptions
- Dental and vision care
- Hospital and emergency services
- Mental health services
How to apply
- Online: Your Texas Benefits
- By phone: 2-1-1 (or 1-877-541-7905)
- In person: at a local Texas office
- Federal Marketplace: HealthCare.gov
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For the most accurate and current information, visit the official Texas CHIP site at hhs.texas.gov or the federal InsureKidsNow.gov.