The Platinum Card from American ExpressHighest total credits
Annual fee: $895
$195 per additional card — not included in the net figure
Money back after the fee: +$2,099
Money back every year
- Annual Hotel CreditUse prepaid eligible Fine Hotels + Resorts or Hotel Collection bookings through Amex Travel.$600/yr
- Annual Resy CreditUse eligible U.S. Resy restaurant purchases.$400/yr
- Digital Entertainment CreditPay eligible partners with the card.$300/yr
- Equinox CreditUse an eligible Equinox+ subscription or club membership.$300/yr
- lululemon CreditUse eligible U.S. lululemon purchases.$300/yr
- CLEAR+ CreditPay an auto-renewing CLEAR+ membership with the card.$219/yr
- Airline Fee CreditUse eligible incidental fees with your selected airline.$200/yr
- Oura Ring CreditEnroll, then use an eligible Oura Ring purchase.$200/yr
- Uber CashAdd the card to your Uber account for eligible U.S. rides and orders.$200/yr
- Walmart+ CreditPay for a monthly Walmart+ membership with the card.$155/yr
- Uber One CreditPay an auto-renewing Uber One membership with the card.$120/yr
Yearly total: $2,994
Money that is not yearly
- Per stay or booking: The Hotel Collection on-property creditUse a qualifying two-night Hotel Collection booking through Amex Travel.$100 per eligible hotel stay
- Discount when you spend: Amex Venue CollectionThis is a spend-to-earn offer on qualifying concessions, not a credit handed to you.10% back, up to $250 a year
- Available every few years: Global Entry Fee CreditUse for a qualifying application fee when you renew or apply.Up to $120 every 4 years
- Available every few years: TSA PreCheck Fee CreditUse for a qualifying TSA PreCheck application fee.Up to $85 every 4.5 years
What you earn
Earn rates are not yet verified for this card. They are never included in the dollar totals.
Perks and protections
- Airport lounge accessCenturion Lounge
- Travel insuranceYes
- Rental-car coverageYes
- Purchase protectionYes
- Cell-phone protectionYes
- No foreign transaction feesYes