Compare credit cards

See the money back, the yearly fee, and the difference.

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Select the check marks for the benefits that you use and we'll calculate the total you'll get back.

The Platinum Card from American ExpressHighest total credits

Annual fee: $895

$195 per additional card — not included in the net figure

Money back after the fee: +$2,099

Money back every year

  • Annual Hotel CreditUse prepaid eligible Fine Hotels + Resorts or Hotel Collection bookings through Amex Travel.
    $600/yr
  • Annual Resy CreditUse eligible U.S. Resy restaurant purchases.
    $400/yr
  • Digital Entertainment CreditPay eligible partners with the card.
    $300/yr
  • Equinox CreditUse an eligible Equinox+ subscription or club membership.
    $300/yr
  • lululemon CreditUse eligible U.S. lululemon purchases.
    $300/yr
  • CLEAR+ CreditPay an auto-renewing CLEAR+ membership with the card.
    $219/yr
  • Airline Fee CreditUse eligible incidental fees with your selected airline.
    $200/yr
  • Oura Ring CreditEnroll, then use an eligible Oura Ring purchase.
    $200/yr
  • Uber CashAdd the card to your Uber account for eligible U.S. rides and orders.
    $200/yr
  • Walmart+ CreditPay for a monthly Walmart+ membership with the card.
    $155/yr
  • Uber One CreditPay an auto-renewing Uber One membership with the card.
    $120/yr

Yearly total: $2,994

Money that is not yearly

  • Per stay or booking: The Hotel Collection on-property creditUse a qualifying two-night Hotel Collection booking through Amex Travel.
    $100 per eligible hotel stay
  • Discount when you spend: Amex Venue CollectionThis is a spend-to-earn offer on qualifying concessions, not a credit handed to you.
    10% back, up to $250 a year
  • Available every few years: Global Entry Fee CreditUse for a qualifying application fee when you renew or apply.
    Up to $120 every 4 years
  • Available every few years: TSA PreCheck Fee CreditUse for a qualifying TSA PreCheck application fee.
    Up to $85 every 4.5 years

What you earn

Earn rates are not yet verified for this card. They are never included in the dollar totals.

Perks and protections

  • Airport lounge accessCenturion Lounge
  • Travel insuranceYes
  • Rental-car coverageYes
  • Purchase protectionYes
  • Cell-phone protectionYes
  • No foreign transaction feesYes

American Express Blue Cash Preferred

Annual fee: $95

Money back after the fee: +$25

Money back every year

  • Disney Bundle CreditPay an eligible enrolled Disney Bundle subscription with the card.
    $120/yr

Yearly total: $120

What you earn

Earn rates are not yet verified for this card. They are never included in the dollar totals.

Chase Freedom Unlimited

Annual fee: $0

Money back after the fee: +$40

Money back every year

  • DoorDash credit on non-restaurant ordersUse up to $10 off eligible non-restaurant DoorDash orders each quarter.
    $40/yr

Yearly total: $40

What you earn

Earn rates are not yet verified for this card. They are never included in the dollar totals.

Chase Sapphire Preferred

Annual fee: $95

Money back after the fee: +$125

Money back every year

  • Chase Travel Hotel CreditBook an eligible hotel through Chase Travel. Chase lists this as an enhanced feature.
    $100/yr
  • DoorDash monthly promoUse the $10 grocery, retail, or other eligible promo each month.
    $120/yr

Yearly total: $220

What you earn

Earn rates are not yet verified for this card. They are never included in the dollar totals.