$229 annual fee No affiliate links

Southwest Priority Card: every perk, verified and dated

The Southwest Rapid Rewards Priority includes a $10-per-quarter DoorDash benefit, anniversary points, and travel perks. Points and travel perks are listed separately from recurring dollar credits, so readers can see the conservative annual math against the $229 fee.

Sources extracted from Chase's published page · June 1, 2026 · By O.B., Founder

Is it worth it?

The $229 fee is easier to swallow than it looks, because two benefits hand back most of it before you earn a single point. Here's the honest math for three situations.

The once-a-year flyer

The $10-per-quarter DoorDash benefit is the recurring dollar credit we can verify. Anniversary points and in-flight perks are not converted into dollars in our conservative total.

Usually pays for itself with light use.

The frequent flyer

If you fly Southwest often, the perks compound: 25% back on in-flight purchases, four upgraded boardings a year (where available), a complimentary preferred seat at booking, and 2,500 tier-qualifying points toward A-List status.

Strong value if you're loyal to Southwest.

The rare traveler

If you barely use the DoorDash benefit or Southwest travel perks, the $229 fee can outweigh the recurring dollar value shown here.

Skip it if you rarely fly Southwest.

We don't earn a commission, so this isn't a nudge to apply — just the numbers. Confirm the current annual fee on Chase's page before you decide.

Recurring credits & Southwest perks

These are the benefits that make the fee worth a second look — each one pulled from Chase's own page and dated June 1, 2026. Click "view source" on any line to verify it.

BenefitWhat you getSource
7,500 anniversary bonus points7,500 Rapid Rewards points every account anniversaryview source
25% back on in-flight purchases25% back on Southwest drinks and Wi-Fiview source
Complimentary preferred seat at bookingFree preferred seat selection at bookingview source
Extra legroom seat upgradeFree Extra Legroom seat upgrade within 48 hours of departure (where available)view source
2,500 tier-qualifying points (TQPs) per yearEarn 2,500 TQPs each year toward A-List status fasterview source
DoorDash quarterly creditUp to $10 off each quarter on DoorDashview source
Pay Yourself BackRedeem points for statement credits on select purchasesview source

Travel protections & everyday coverage

BenefitWhat you getSource
Baggage delay insuranceReimbursement up to $100/day for delayed luggageview source
Lost luggage reimbursementCoverage if your checked luggage is lostview source
Auto rental coverage (secondary)Secondary car rental insuranceview source
Purchase protectionCovers new purchases against damage or theft (up to $500/claim)view source
Extended warranty protectionExtends eligible manufacturer warranties by one yearview source
Roadside assistanceRoadside help available (service-call cost not covered)view source
No foreign transaction feesNo extra fees on international purchasesview source
Refer a FriendEarn bonus points (up to 100,000/year) for referring friendsview source

The gotchas

The honest caveats most pages skip. None are dealbreakers on their own — just know them before you apply.

  • Value is tied to Southwest. The travel credit, anniversary points and in-flight perks only matter if you actually fly Southwest. If you don't, almost none of the recurring value applies.
  • Some perks have conditions. The Extra Legroom upgrade is subject to availability within 48 hours of departure, and credits like DoorDash are capped per quarter. Read the fine print so you don't expect more than the cap.
  • The $229 fee is real. The card's anniversary points and seat perks are not dollar credits, so they are not included in the annual total. If they'd go unused, a no-fee card is the safer pick.
  • Points value depends on redemption. Southwest points are most useful for Southwest flights. We list what the card gives you and leave the per-point valuation to you.

What we left out — and why

We only list benefits we could verify against Chase's own published page. A few things you might expect to see, we deliberately didn't include:

  • Per-dollar points earning rates. The card's category multipliers (how many points you earn per dollar on Southwest, dining, transit and everyday spend) weren't part of our verified source set for this page. Rather than print rates we couldn't confirm here, we point you to Chase's page for the current earning structure.
  • The current sign-up bonus. Welcome offers change frequently and are offer-specific, so we don't list a number that could be stale by the time you read this.
  • Companion Pass details. Southwest's Companion Pass is a program feature tied to points and flights earned, not a fixed card perk, so we leave its qualification rules to Southwest's own page.

How we built this page

Every benefit above is extracted from Chase's own published Southwest Priority page by our automated pipeline, stored with its source link, and dated. We take no affiliate commissions and link to no application offers, so nothing on this page is shaped by what pays us — because nothing does. If a number here is wrong, it's because Chase changed their page or our pipeline misread it; either way, our methodology explains how to check, and the source links let you verify every line yourself.

Updated August 2, 2026: our annual totals now exclude percentage-back offers and multi-year credits, which are listed separately with their real cadence. This lowers some totals and reflects money you can actually collect in a single year.

Find the hidden value in every card you carry

Benefit Guardian publishes issuer-verified guides for credits you already pay for.

Explore Benefit Guardian →

See where this card ranks in the Unused Benefits Index →